One of the key issues of our times is this dividing line that is increasingly driving a wedge between two different types of people in society effectively. On the one hand there are those who have a stake in the landownership effectively and that’s home owners but it’s also people like developers as well. And there’s those who don’t. And when you have a situation where the value of land is increasing and we’re talking about there’s a whole host of reasons why this happens naturally but is massively emphasized through the financial system. On the one hand if you happen to have a stake in that you own some land that the increase and that increases your net wealth through the wealth effect it increases your consumption and through things equity release it can increase your actual spending power. The flipside of that course is that for those who don’t own land that means that they see their rents going up and actually since about 2002. Any increases in incomes for the bottom 60 percent of earners has been completely wiped out by increasing housing costs. So you have the increase in rents sort of eating away at that of course if you if you’re hoping to try and be able to buy a house that means you’re going have to save more in order to get a higher deposit. So is this wedge between those who own land and those who don’t which is really driving society apart.